A few days ago, I was deceived by a Ping An salesperson and asked me to apply for a Ping An credit card. At first, he asked me to apply for a regular card and said that the annual fee was waived. After the card was removed, I found it was the car owner's card.

1. The credit card cannot be used if it is not activated. You can apply for activation at any time during the validity period. It will automatically expire after the validity period and cannot be used again after it expires. Additional fees will be charged if not activated (unless express delivery is checked when applying).

2. You can call Ping An Bank’s credit card customer service to apply for cancellation manually. Ping An Credit Card’s customer service is available 24 hours a day, all year round.