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Is it useful to call the police if I was defrauded of 399 yuan when applying for a credit card?

Yes.

When I was defrauded of 399 yuan when applying for a credit card, calling the police was an important step. By reporting the crime, the police can initiate investigation procedures and take appropriate measures to recover the defrauded funds. Awareness campaigns will also be conducted to raise public awareness of fraud. Calling the police is one of the necessary steps to report a crime to law enforcement and get help.