Joint-stock commercial banks are a type of commercial bank. They have become a dynamic force in my country's commercial banking system and an indispensable part of the development of the banking industry and even the national economy. So, which banks are joint-stock banks?

my country's commercial banks mainly include four major categories: large joint-stock commercial banks, small and medium-sized joint-stock commercial banks, city commercial banks and rural commercial banks. The so-called new joint-stock bank does not have any official or clear definition, and there is currently no relevant name in the market.

At present, domestic joint-stock banks mainly include:

1. State-owned banks (large joint-stock banks): ICBC, China Construction Bank, Agricultural Bank of China, Bank of China, and Bank of Communications

2. Middle and lower banks Joint-stock system: China Merchants Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank, Hua Xia Bank, China Minsheng Bank, Guangfa Bank, Industrial Bank, Ping An Bank, Zheshang Bank, Bohai Bank, Hengfeng Bank

State-owned banks are inevitable They are controlled by the state and must have controlling rights. For example, China National Construction Bank and other joint-stock commercial banks have a small proportion of state shares or no state shares at all.

About state-owned banks:

State-owned banks refer to banks owned by the state. In a narrow sense, state-owned banks refer to banks directly controlled by the state (Ministry of Finance, Central Huijin Corporation); in a broad sense, banks in which state-owned enterprises or local governments are the largest controlling shareholders can also be regarded as state-owned banks.

Among the state-owned banks, some belong to the central government (People's Bank of China, China Development Bank, Export-Import Bank of China, Agricultural Development Bank of China, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications), some belong to local governments (Industrial Bank, Shanghai Pudong Development Bank, Guangdong Development Bank), and some belong to state-owned enterprise holdings (Postal Savings Bank of China, CITIC Bank, China Merchants Bank, Hua Xia Bank, China Everbright Bank).

About joint-stock banks:

Joint-stock commercial banks are a type of commercial banks. There are currently 12 national joint-stock commercial banks in my country: China Merchants Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank, Hua Xia Bank, China Minsheng Bank, China Guangfa Bank, Industrial Bank, Ping An Bank, Hengfeng Bank, Zheshang Bank, Bohai Bank bank.

Joint-stock commercial banks have become a dynamic force in my country's commercial banking system and an indispensable part of the development of the banking industry and even the national economy.