It is possible to repay the credit card on the due date. Generally, credit cards have a three-day grace period, and it is possible to repay within three days after the repayment date.

You can still repay the credit card on the due date, and as long as it does not exceed 0 o'clock on the day, the payment is normal, and it is considered to be repaid within the repayment date. There are two forms of credit card repayment: active repayment and automatic repayment. Under normal circumstances, banks will deduct the current repayment amount from the cardholder's repayment bank card before the credit card repayment date. Active repayment means that the cardholder's funds will be deducted and repaid to the bank before the due date of the credit card. It is generally recommended to repay a few days in advance to avoid overdue repayment due to delayed repayment funds. payment.

In addition, most bank credit cards will have a grace period. The grace period refers to the failure to repay the credit card on time within three days of the repayment date. The payment is still considered normal repayment. Simply put, three days after the repayment date is also considered the credit card repayment date. Moreover, repayment within the grace period will not have any impact on personal credit, and there will be no overdue record.

It should be noted that different banks have different grace periods. Some banks require cardholders to apply for a grace period for repayment. If they do not apply, there may be no grace period. Secondly, the grace period of most banks is three days, but some banks have a grace period of only one or two days. Cardholders need to consult the bank's customer service for details. The actual regulations of the bank shall prevail. Credit cards are credit products under the bank. After applying, you must remember to repay on the specified repayment date. Otherwise, overdue repayments will occur and bad credit records will be uploaded.

Billing date: The billing date is the date when the bank summarizes the cardholder’s credit card transactions for the current period, and calculates interest based on the summary amount, and then calculates the cardholder’s total debt for the current period based on this. loan amount and minimum repayment amount. Repayment date: The repayment date is the date on which the cardholder repays the financial repayments. The cardholder should repay the entire amount before this day.