Refers to a series of policies and measures formulated by the government or financial institutions to help credit card users cope with economic difficulties.

Credit card bail-out policy aims to reduce the financial pressure of credit card users, help users recover their credit records and regain the ability to use credit cards. These policies include measures such as delaying repayment, reducing interest and providing temporary quotas to help users tide over the difficulties.

The government or financial institutions also provide some training and guidance to help users better manage their credit cards and restore their credit records. These policies help to protect the rights and interests of credit card users and promote the stable development of financial markets.