The content is as follows;

Article 1: Party B of this contract includes the applicant for the main card and the applicant for the supplementary card (if any). The applicant for the main card shall ensure that the applicant for the supplementary card The holder is aware of, understands and abides by this contract, and is responsible for all card usage by the Supplementary Card holder, including but not limited to paying off its accounts payable.

Article 2 Party B guarantees that all application materials provided to Party A are true, accurate, complete, legal and valid, authorizes and cooperates with Party A to understand and inquire about its property, qualifications and other information and retains relevant material.

Party B agrees and authorizes Party A to report to legally established credit reporting agencies, telecom operators and other legal institutions such as the basic financial credit information database during the application stage of Party B’s credit card, business existence and objection or consultation period. Understand and inquire about their property, credit, personal information, credit information, address and location information, etc., for credit card approval, post-loan management and objection verification, etc., and retain relevant information. Party A shall bear the relevant legal responsibilities for inquiries beyond the above authorized scope. Party B agrees and authorizes Party A to submit its personal credit information, including but not limited to basic personal information (such as identity information, spouse information, residence information, career information, etc.) and credit transactions, to legally established credit reporting agencies such as the basic financial credit information database. Information (such as card information, repayment information, overdue status (if any), account status, etc.). If the information listed in Party B's application form changes (including but not limited to name, nationality, residence, work unit, ID or identification document number, validity period and other identity information), a notification shall be made within 7 days from the date of change of the information. Party A updates relevant information; when Party A sends the card to the address reserved by Party B, the card issuance is deemed to be completed. Party B shall be solely responsible for any liability and losses caused by Party B's failure to change information in a timely manner, and Party A shall have the right to stop handling new business for Party B as a result. Party B can change the authorization and use scope of the telecom operator's address location information by calling Party A's customer service phone number.

Article 3 Party A has the right to collect, process, transmit, apply and retain Party B’s personal data. Regardless of whether Party B’s credit card is approved or terminated, Party A will not return Party B’s personal data, but promises Confidentiality. For the purpose of providing Party B with credit cards and value-added services (including but not limited to recommended products), Party B authorizes Party A to disclose its personal information, transaction information and credit status to Party A and its service agencies, agents, outsourcing agencies, joint Card partners, relevant credit institutions, etc. If a risk case occurs to Party B, Party A has the right to report and share Party B's fraud information to regulatory agencies and card organizations. Party A promises to strictly require all third parties to keep Party B's personal information confidential. Within the scope prescribed by law, Party A has the right to use the above information for case investigation, debt recovery, etc. by itself or by entrusting a third party.

Article 4 Party A has the right to decide whether to approve Party B's application based on his credit status, and determine the credit limit, which can be used by the principal cardholder and supplementary cardholder. After approving Party B's credit limit, Party A has the right to adjust Party B's credit limit based on its identified risk control factors or other legitimate reasons. If Party A requires Party B to deposit a certain amount of deposit, Party B shall open a deposit deposit account with Party A, and its deposit period shall not be less than the validity period of the credit card. Without Party A's consent, the deposit as a deposit cannot be withdrawn within 45 days after the expiration of the credit card's validity. If Party B still fails to repay the credit card debt despite repeated collections from Party A, Party A has the right to transfer Party B's deposit as a deposit to the credit card account to repay the debt until all debts are paid off and the card is cancelled.