How to repay Industrial Bank credit card? Check out these methods for repayment

After people use credit cards for consumption, when repaying the credit card, they are always worried about not knowing how to repay the credit card more conveniently. Not long ago, there was A friend asked: How to repay Industrial Bank credit card? There are actually many ways to repay credit cards. Today I will introduce to you some common repayment methods.

1. Telephone Banking Repayment

When we apply for a credit card, sometimes the bank will ask us to activate telephone banking. If your mobile phone has activated the telephone banking transfer service, then you need to When repaying the loan, you only need to call Industrial Bank’s customer service hotline 95561 to make the repayment easily.

2. Mobile banking repayment

For example, when we apply for a card, we usually activate mobile banking. When you want to repay a credit card, you only need to log in to Industrial Bank on your mobile phone. On the mobile client, select "Credit Card Repayment" to repay your Industrial Credit Card.

3. Activate automatic repayment

Many people actually find repayment troublesome. Sometimes there are many things in life, and they may forget to repay their credit cards. In fact, you can activate the automatic repayment service of your credit card. After you activate the automatic repayment, you only need to ensure that there are sufficient funds in the associated debit card. The bank will automatically deduct the money from your debit card when the time comes. .

The above is a summary of several common and easy-to-operate Industrial Bank credit card repayment methods. The most convenient is of course to enable automatic repayment. There will be no problem if you link your salary card In addition, Alipay, Tenpay, etc. can also repay credit cards.

How to repay Industrial Credit Card, which repayment method is the most convenient

01

Repayment method:

Go to the counter of the business outlet Handle repayment business

Bring your credit card, ID card, and cash to the counter of a business outlet, and bank staff can help you handle your repayment business.

02

Mobile Banking Transfer

Download an Industrial Bank mobile APP, register an account, log in to the mobile APP, and have a credit card repayment service, follow the steps Just come and operate.

03

Telephone repayment

Call the service hotline of Industrial Bank and follow the system prompts to select the business you want to handle, and a staff member will take over your business. , you can repay the loan just by following the staff’s instructions.

04

Automatic repayment of associated cards

Apply for an Industrial Bank savings card, associate it with the credit card, and handle the automatic repayment business. When it is time to repay, you will receive a text message to notify you of the repayment. Within a certain period of time, if you do not use other methods to repay, the system will default to the associated card for repayment. At that time, money will be deducted from the associated card to repay. Of course, after the money is deducted, it will A text message will notify you that the repayment was successful.

05

Automatic teller machine repayment

Select an automatic teller machine with the "deposit and withdrawal" function, select the credit card repayment business, and follow the steps Just operate.

06

Which repayment method is more convenient?

It is recommended to choose the automatic transfer and repayment of the associated card. When the time comes, the payment will be automatically transferred without worrying about repayment. The premise is that there must be enough money in the associated card. You can also repay via mobile banking transfer, making repayment available at the touch of a finger.

How to repay Industrial Credit Card (debit card)?

1. Telephone banking repayment: Cardholders can call the customer service hotline of Industrial Bank and apply for repayment from the manual customer service.

2. Mobile banking repayment: Cardholders can log in to the mobile client of Industrial Bank on their mobile phones and select "Credit Card (Credit Card) Repayment".

3. Activate automatic repayment: The cardholder binds the credit card (credit card) and debit card. On the final repayment date of the credit card (credit card), the bank will automatically Transfer money from the card to a credit card (debit card) for automatic repayment.

4. Repayment at the outlet counter: Cardholders bring their ID cards and bank cards to the counter of an Industrial Bank outlet and ask staff to help handle the repayment business.

5. Use third-party APP to repay: such as Alipay. Open Alipay, enter "credit card (credit card) repayment" in the search box - bind Industrial Bank credit card (credit card) - enter the repayment amount - confirm repayment.

What are the repayment methods for Industrial Credit Card?

Industrial Bank credit card repayment methods:

1. Easy repayment - e-net repayment. Cardholders can use Alipay, Industrial Bank online banking, Kuaiqian, Tenpay, other banks' online banking (different banks have different arrival times and charging standards, please consult the bank to which your debit card or passbook belongs for details), UnionPay Make repayments online.

2. Easy repayment - repayment at outlets. Repayment can be carried out through convenient payment repayment, counter connection, inter-bank transfer and remittance, repayment connection, Shenzhen Easy Service, Shanghai Easy Pay transfer repayment, Beijing Easy Payment Terminal and other repayment methods.

The repayment process at the Industrial Bank credit card counter is as follows:

1. Fill in the bill or transfer voucher (same city or different place). Note: The voucher must indicate the name of the cardholder, Card issuing bank, contact number;

2. Repayment process at the Industrial Bank credit card counter, hand over the cash, credit card and completed voucher to the counter staff;

3. Funds are transferred to the credit card account of the issuing bank through local or remote transfer.

Industrial Bank can activate automatic transfer repayment service through the following methods:

1. Log in to Wireless Industrial Bank with your mobile phone and select "Automatic Repayment Relationship Settings" of "Credit Card". Bind the savings card and activate it according to the prompts.

2. Log in to the homepage of the Online Industrial Credit Card, click "Credit Card Login", click "Automatic Repayment" after successful login, and follow the prompts to apply for activation.

How to repay Industrial Bank credit card (debit card)?

There are many repayment methods and channels for Industrial Bank credit cards (debit cards), as follows:

1. Automatic transfer repayment, which can be done through bank counters, online banking, Activate this function through mobile banking, telephone banking and other channels;

2. Manual transfer and repayment, the repayment channels are online banking, telephone banking, mobile banking, self-service equipment, etc.;

3. Cash repayment, repayment through bank counter;

4. Repayment through third-party repayment platform, such as Alipay, WeChat and genuine credit card (debit card) repayment on your behalf, etc.

How many days is the grace period for Industrial Bank credit card repayment?

1. The grace period for Industrial Bank credit card repayment is 3 days.

2. Credit card repayment grace period refers to a "time-tolerant" service provided by banks to cardholders. As long as the debt/bill is paid off within 3 days after the credit card payment date, it is not considered overdue. , will not affect personal credit.

3. The grace period for Industrial Bank credit card repayment ends before 18:00 on the third calendar day after the repayment date. If you don’t want to be overdue and affect your credit, you must make sure to repay within this period.

4. It is best to call the bank customer service after repayment to confirm whether the deduction was successful.