Well, it’s true, no charge.

I recently put money in Jingdong’s small vault and have made dozens of dollars. Overall, it’s pretty good.

Compared with the credit card repayments of other financial management apps, which often charge "0.15% handling fee" or "0.15% service fee for more than 2,000 yuan", Jingdong Xiaoqinku does not have to pay credit card repayments. There is a fee, and there is really no threshold, free and unlimited, which is still great!

If you encounter a larger repayment amount, saving more than ten yuan a month in handling fees is not a problem at all.

One more thing, Jingdong Small Treasury is also a "baby financial management". Like Yu'e Bao, buying Jingdong Small Treasury is equivalent to buying a currency fund. The income is stable, and there is nothing wrong with taking advantage of the profits.