Some banks receive the credit card on WeChat in real time, some on the same day, and some on the next day, and according to the limit of repayment amount, the arrival time will also be affected.

if wechat hasn't paid the credit card, it's best to call the customer service of the credit card center and ask the customer service to help check the repayment situation. Under normal circumstances, since the repayment is successful, the money will definitely not be lost, but the arrival time is uncertain. Therefore, in order to avoid overdue, it is recommended that you pay back 2-3 days in advance.

Extended information:

Background of WeChat credit card issuance

According to the survey results of Tenpay members, 55% of users occasionally encounter capital shortage, and 33% users often encounter capital shortage; Among them, as many as 77% users expressed their wish to apply for credit payment, and 85% users expressed their willingness to use credit payment for shopping.

The related product manager of Tencent said: "The launch of WeChat credit card is mainly to help users with good credit and short-term funds to meet their consumption needs quickly, thus improving the payment success rate. For merchants, it can attract this part of users, satisfy users' consumption desires in time, and maximize sales. "

Application method

Users can enter the "My Bank Card" area of WeChat to see the entrance to apply for CITIC WeChat credit card (the entrance will be opened in batches for users in the early stage). After users enter real information such as name, ID number and mobile phone number, they will be approved by CITIC Bank, and the approval result will be known in real time (except for those who cannot be approved in real time due to the credit information system of the People's Bank of China).

when users apply for wechat credit cards, Tencent, citic and zhongan will make risk ratings according to their big data capabilities and then determine the credit line. The credit line of CITIC WeChat Credit Card is divided into three grades: 5 yuan, 2 yuan and RMB 1,-5,.

after the approval, CITIC WeChat credit card will be automatically opened and tied with WeChat payment, which can be used in various online and offline shopping scenarios that can support WeChat payment. Users can check their bills through WeChat and repay them conveniently through WeChat.

Baidu Encyclopedia-WeChat Credit Card