2. It is free to go through formal channels (Bank official website, bank public WeChat account, bank salesmen and bank outlets), and some salesmen will give some small gifts.
3, good credit, stable income, generally through formal channels can be passed.
: credit card use:
POS card reader
Swiping a card on a POS machine is the most common way to use a credit card, and it is also a way to swipe a card online.
RFID camera card
It is a new credit card usage mode and networking mode, which is sensed by swiping the card on the RFID machine.
Manual pressure plate
Usually, manual pressure tablets are used without POS machines or networking.
Online payment
From the cardholder's point of view, online payment is considered to be one of the most risky payment methods for credit cards, because malicious people may steal user information by means of phishing, eavesdropping on network information, impersonating payment gateway and so on. When paying online, you need to enter the card number, the validity period of the credit card, the Visa CVV2/MasterCard CVC2/ UnionPay CVN2 numbers next to the signature column on the back of the card, the online transaction password, and sometimes you need to enter the name and the verification code randomly generated by the webpage. After the input is completed, click Submit to complete the online payment. With the development of the Internet, the security of online payment and credit card payment has gradually improved, which has also blown up the trend of online consumption.
Television and telephone transactions
Similar to online payment, you need information such as card number, expiration date, Visa CVV2 code/MasterCard CVC2/ UnionPay CVN2.
Pre - authorization
Reference link: Baidu Encyclopedia _ Credit Card