(China Merchants Bank) 1. YOUNG Card (Youth Edition) is only available to customers under 30 years old (inclusive) (non-student customers). Customers over 30 years old who apply for the YOUNG Card (Youth Edition) main card will be converted to apply for a UnionPay standard credit card. By default, the card type applied for the supplementary card is the same as that of the primary cardholder. 2. Get the card faster! Those who graduated after 2003 (inclusive) and have a bachelor's degree or above recognized by the National Education Commission, and have a stable job, can present a copy of their ID card and proof of employment (a copy of their business card, work badge, work permit or original work certificate issued by their workplace). Apply! 1. The first cash withdrawal of YOUNG Card (Youth Edition) in every calendar month is free of charge (interest is still charged as normal), and you can also enjoy a cash advance limit up to the credit limit of 100; 2. Use the YOUNG Card in the birthday month of the main cardholder ( (Youth Edition)) The points earned by the normal accumulation of our bank points are twice the points earned by normal card consumption. (The upper limit of gifted bonus points is 2,000 points per account, and the points are permanently valid); Note: The main and additional cards are combined for transaction statistics, and the bonus points are entered into the main cardholder’s points account before the end of the month following the main cardholder’s birthday month.