First of all, this card is a debit card, not a credit card.
The Australian dollar card is a dual-currency card of RMB and Australian dollar, which can be deposited in China and withdrawn for consumption abroad. The cash withdrawal fee in Australia is1%(USD 2 to 10, the same below), but there is a cash withdrawal amount in Australia, which is 1000 USD on the same day and 5000 USD in the same month.
If there is no Australian dollar in the card, but there is enough RMB, the bank will purchase foreign exchange directly from the customer at the selling price of the day.
Compared with credit cards, its advantages: in Australia, the US dollar is eliminated through two currency conversions, while the Australian dollar card only needs one time, which can reduce exchange losses.
How to apply for a card: you can apply for it at Minsheng's outlets with your ID card, which will not be provided on the same day. It takes time to make a card, and the name is on the card.
For more information, please call 95568 to enter the manual.
2. China Bank Great Wall International Credit Card
Other banks have not seen Australian dollar credit cards yet. If you want to apply for a VISA credit card, go to China Bank Great Wall International Credit Card!
Reminder:
Credit card processing requires an annual fee, which is about 12 USD/year. However, there is no handling fee for credit card consumption, and a certain handling fee will be charged for cash withdrawal. Since the international credit card of China Bank is a US dollar account, there will definitely be a handling fee for converting it into Australian dollars during the consumption process.
There is a little discount when handling credit cards, that is, you can have a points plan. There is a "Flying Miles Award Scheme".
Off-topic: As long as students are abroad, almost everyone has an international credit card from China Bank.
Treatment method:
Contact the local card department or branch for handling.
You need identification and a deposit. Proof of income and the like are generally not needed. And the amount of Great Wall International Card will be about 1: 1 of the deposit you paid.