One: overdue for many times
Two: Suspected cashing will also be frozen.
If you frequently use poss machines to spend a lot of money, or frequently withdraw a lot of money, which causes UnionPay to doubt your credit, UnionPay will inform the bank that your account is suspected of cashing out. Your platinum credit card will be frozen on suspicion of cashing out.
Three: the property is frozen by the court
You may frequently use poss machines for large consumption, or frequently withdraw a large amount of cash to freeze your credit card. It is recommended to call the credit card customer service center to explain the situation, or provide your credit card consumption voucher for the past year for the bank to unfreeze.