I have a credit card of China Guangfa Bank, and I owe more than 1700. I haven't paid it back for five months, and I paid the minimum payment of 400 two days ago.
Your card is frozen now, and you can't continue to use it after paying back the money, but you still have this card, and the bank won't cancel your card! If you want to eliminate bad credit, I suggest you don't cancel your card, let it accompany you for two years, and your credit will be covered! Typing is so hard, please give more points!