Enter the bank credit card activation link, that is, the credit card has been issued and the applicant has received the card. At this time, the activation program is a normal card opening program, and you can handle it as long as you receive the credit card. The bank cannot refuse the applicant's application for activation for any reason. After the ordinary credit card is activated successfully, it can be used for normal consumption, withdrawal and repayment.

1. What is a credit card?

Credit card, also known as credit card, is a credit certificate issued by commercial banks or credit card companies to eligible consumers. The form is a card with name, expiration date, number and cardholder's name printed on the front and magnetic stripe and signature strip printed on the back. Consumers with credit cards can shop or spend in specialized commercial service departments, and then banks will settle accounts with merchants and cardholders. Cardholders can overdraw within a certain amount.

The credit card stipulated in the relevant laws of China (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards in the Criminal Law of People's Republic of China (PRC)) refers to the electronic payment card issued by commercial banks or other financial institutions. It has all or part of the functions of consumption payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, the standard of English translation and writing in the field of public service was formally implemented, and it was stipulated that the name of credit card with English as the credit card standard was credit card.

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and it will be repaid on the day of collection.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card that the cardholder has a certain credit limit and can repay before spending within the credit limit; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of petty cash according to the regulations, and when the balance of the petty cash account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally only refer to credit cards.

From 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.05% of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

On May 25th, 20021,the Supreme People's Court promulgated and implemented the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Disputes over Bank Cards.