Consequences of overdue credit card of CCB: \x0d\ 1. If the repayment is overdue for many times, the bank will think that it has no repayment ability and freeze the credit card. At this time, you need to pay in full, call customer service and ask for thawing. In this way, the amount may be reduced, but if there are not many overdue times, the general customer service will unfreeze. \x0d\ 2。 Overdue repayment will affect the user's personal credit information and have a serious impact on future credit card applications and loans (car loans, mortgages). \x0d\ If the cardholder only happens to be overdue occasionally, it will generally not have a great impact if he repays in full and on time afterwards. If the applicant's credit is overdue seriously, he will definitely apply for personal credit. According to bank regulations, if the borrower has bad credit records for three or more times in two years, he will not be able to apply for a loan.