I know this problem! Hello. Hello, if you want to transfer money to other paypal. There are several ways: 1. If you have a balance in your paypal, you can transfer it directly. 2. If you have no balance, you can bind an international credit card or UnionPay card (only these two cards are available in China). Not all bank cards can Can. 3. When the RMB is transferred to the other party whose account is in the United States, U.S. dollars will be transferred directly. There is a currency conversion fee. Credit card master card defaults to PayPal currency conversion, and the fee is 2.5. UnionPay cards should be converted in the card themselves. Most other credit cards default to the bank's own currency conversion. Please consult each bank for rates and exchange rates. 4. The cross-border transaction rate is 3.9 0.3USD, not 3.4. 3.4 is the domestic transaction rate in China. 5. All withdrawals to banks in mainland China have a handling fee of 35 dollars. Transferring funds to the bank via Paypal is a cash withdrawal. I can withdraw $5 by check, but it will take more than a month