The debt in the credit card of Guangfa Bank refers to the current balance of the credit card, which is the amount that the credit card needs to repay.

Current balance refers to the remaining amount available for the current credit card.

Current balance = total credit card amount-the amount that has been consumed and used at present.

For example, if the credit card limit is 10000 and 8000 has been deducted, then 2000 is the current balance (remaining limit).

Billing date: It is the date when the bank sends you the consumption bill every month.

Maturity repayment date: refers to the maturity date of the repayment period corresponding to each billing cycle of the bank.

Interest-free repayment period: the interest-free repayment period is from the bank bookkeeping date to the due repayment date stipulated by the bank.