1. Banks that can apply for credit cards by card include:

Usually commercial banks, such as China Merchants, Minsheng, CITIC, Ping An, etc., all support card application, provided that they hold He has been using his credit card for more than half a year. State-owned banks are relatively strict, and some are not allowed unless the cardholder has applied for a credit card from the bank and used it normally, and has a good credit record. For example, Industrial and Commercial Bank of China requires an industrial and commercial card to apply.

In addition, applying for a card by card usually requires the cardholder to use the existing credit card for more than 6 months. Some banks require the cardholder to only use the card for more than 3 months to apply for this business. . Some banks also require applicants to provide a recent statement.

2. The specific conditions for applying for a card by card are as follows:

(1) Hold a credit card from another bank and use it continuously for more than 6 months;

(2) The credit card has no bad record and the credit record is good;

(3) The average credit limit is not less than 5,000 yuan; if you have more than 3 credit cards from other banks and use more than 90% of the limit, the bank will generally not process it.

Normally, when applying for a card-based business, the cardholder can present the original credit card as proof of financial resources and the original ID card. For some banks, you may also be required to submit a copy of your ID card, a copy of your credit card, proof of financial resources and other relevant information.

Of course, the higher the amount you want to apply for, the more materials you need to provide and the stricter the review.

Relatively speaking, the review process of commercial banks is relatively looser than that of state-owned banks, and it is easier to succeed. Applying for a card with a card will indeed help you apply for a credit card again. However, when the credit card is approved, the bank will also consider other factors, such as personal credit, stable job, etc. Applying for a card with a card is not a 100% guarantee.