1, depending on the country you are going to (1), if it is a visa-free country (Russia, Malaysia, etc. ), it is no problem to apply for a visa.

(2) If it is (USA, UK, etc.). ), you will check your personal credit record when applying for a visa.

2. Personal credit investigation refers to: (1) a legally established personal credit investigation agency collects and processes personal credit information, and provides personal credit information inquiry and evaluation services according to users' requirements.

(2) The personal credit report is a personal credit history record provided by a credit reporting agency to legitimate information inquirers after processing and sorting the information collected according to law.