Bank of Communications credit card points are valid for 3 years. Users are advised to redeem gifts within the validity period. You need to go to a designated outlet to handle the card collection business, and then go through the formal account cancellation procedures after a certain period of time (up to 30 days).

This is mainly because if the cardholder has made a manual card pressing transaction before canceling the account, the cardholder has already canceled the account before the merchant has submitted the card pressing slip to the bank for entry into the account. , so the bank will not be able to liquidate normally; on the other hand, if the cardholder consumes or withdraws cash overseas, it may take a few days to be liquidated. If the account is closed immediately, it will also affect the normal liquidation of the bank. Extended information

By filling in the credit card application form, the content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form.

The application form is accompanied by a credit card use contract. The applicant authorizes the card issuer or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card issuer's privacy protection policy, etc., and must have an application. A person's autograph.

Baidu Encyclopedia-Credit Card