Legal analysis: 1. my country’s laws stipulate that in violation of national regulations, use point-of-sale terminal equipment (machine) and other methods to directly pay cash to credit card holders through fictitious transactions, false prices, cash returns, etc. , if the circumstances are serious, they shall be convicted and punished for the crime of illegal business operations in accordance with the provisions of Article 225 of the Criminal Law.

2. The Criminal Law also points out that if a cardholder maliciously overdrafts in the above manner for the purpose of illegal possession, he should be held criminally responsible and shall be convicted and punished for credit card fraud in accordance with Article 196 of the Criminal Law. If the cardholder maliciously obtains bank points and redeems them for use through false transactions and other means, it is for the purpose of illegal possession, using fictitious facts or concealing the truth to defraud public and private property. If the amount is large, it may constitute a crime of fraud stipulated in the criminal law. or contract fraud, etc.

Legal basis: "Civil Service Law of the People's Republic of China"

Article 108: Staff members of civil servants in charge of departments who violate the provisions of this law, abuse their powers, or neglect If the person's performance of duty or malpractice for personal gain constitutes a crime, he shall be investigated for criminal responsibility in accordance with the law; if it does not constitute a crime, he shall be punished or the supervisory authority shall impose administrative sanctions in accordance with the law.

Article 109. In the recruitment and appointment of civil servants, if there is any behavior such as concealing true information, committing fraud, cheating on exams, disrupting exam order, etc., the civil servants’ administrative department shall invalidate the exam results or invalidate the exam results based on the circumstances. Disqualification, restriction of application, etc.; if the circumstances are serious, legal liability will be pursued in accordance with the law.

Article 110: If an agency causes reputational damage to a civil servant due to wrong personnel handling, it shall apologize, restore its reputation, and eliminate the impact; if it causes economic losses, it shall provide compensation in accordance with the law.