Is it illegal for insurance salesmen to help customers cash in their cards to buy critical illness insurance?

This kind of behavior is illegal.

It is illegal for an insurance salesman to cash a credit card for a customer and buy critical illness insurance. Credit card cashing itself is an illegal operation, involving financial fraud and money laundering risks. Buying critical illness insurance in cash may mean fictitious premium, increasing reimbursement amount and other improper means, which damages the level playing field in the insurance market.

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