Instalment payment plans may only be available for purchases of Apple products above a certain amount.

1. You can try Tmall’s installment purchase. Tmall's "Instalment Purchase" calculates the credit limit based on the consumption data of real-name users. If the credit limit meets the standards, you can directly handle the installment purchase. If the credit limit is insufficient, you need to increase the credit limit by freezing the Yu'e Bao amount.

2. In addition to installment purchase on Tmall, you can also go to JD Mall to purchase Apple iPhone 6s through JD Baitiao. Purchase iPhone 6s in installments on JD.com, and you can apply for up to 12 installments. The current rate for JD Baitiao is 1.5% for Phase 3 and 6% for Phase 12.

3. In addition to purchasing Apple iPhone 6s on e-commerce platforms such as Tmall and JD.com, you can also go to Apple’s official website to pay in installments. Installments can generally be divided into 3, 6, 12, 18 and 24 installments. Banks do not charge handling fees for the three periods of 3, 6 and 12. However, only credit cards from Industrial and Commercial Bank of China and China Merchants Bank are available.

Extended information:

The method of installment payment is that after the import and export contract is signed, the importer pays a small part of the payment as a deposit to the exporting country, and the remaining payment is paid in installments. Or complete product production after shipment, shipment, or arrival after installation, commissioning, input and quality assurance expiration.

The buyer and seller enter into a contract when the transaction is completed, and the buyer pays the seller in batches within a certain period of time for the goods and services it purchased. The date and amount of each delivery should be agreed in advance in the contract.

Apple official website - Installment payment (ICBC credit card)