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How about JD.COM Xiaobai Credit Card?

How about ICBC (JD.COM) Xiaobai Card

The identity information of ICBC (JD.COM) Xiaobai Card with real financial name, blank account and credit card account should be consistent, and each card has double credit limit, so offline consumption is preferential, and the points will never expire.

ICBC (JD.COM) Xiaobai Card, as a joint-name card of Jingdong Finance, mainly has the following benefits:

1) Give a six-issue interest-free coupon for JD.COM;

2) Free of annual credit card fee or free of annual credit card fee if certain conditions are met;

3) Give JD.COM full reduction coupons, white coupons, reduction coupons, etc. Generally, the amount is small;

Summary of ICBC White Card (quota, annual fee, rights and interests, application difficulty and value are not worth applying for)

4) Overseas shopping, currency conversion, airline tickets and other benefits;

5) Giving Starbucks coupons, steel, double points and other minimal benefits is often limited.

Analysis from three aspects: annual fee, quota and rights: Is ICBC Xiaobai Card worth raising

In addition, ICBC JD.COM Xiaobai Card has special rights and interests:

1) 6% reduction in JD.COM Mall;

2)JoyDoga does it by hand;

3) coupon with 5 white bars over 99;

4) Offer for a series of activities such as global shopping and weekend shopping.

1. World Bank

theWorldBank is the common name of the World Bank Group. The name "World Bank" has always been used to refer to the International Bank for Reconstruction and Development (IBRD) and the International Development Association (IDA).

these institutions jointly provide low-interest loans, interest-free credits and grants to developing countries. It is an international organization, whose initial mission is to help the reconstruction of countries destroyed in the Second World War.

Today, its task is to help the country overcome poverty, and various institutions play a unique role in the mission of alleviating poverty and improving living standards.

2. Citibank Citibank,N.A

Citibank (N.A.) is a retail bank under Citigroup. Its main predecessor was the "new york City Bank" established on June 16, 1812. After nearly two centuries of development and mergers and acquisitions, it has become the largest bank in the United States and a bank in nearly 5 countries around the world.

3. Hongkong and Shanghai Banking Corp. Hong Kong

The full name of Hongkong and Shanghai Banking Corporation Limited (hereinafter referred to as HSBC and HSBC) is a wholly-owned subsidiary of HSBC Holdings Limited. As a founding member of HSBC Group and its flagship in the Asia-Pacific region, it is also the largest registered bank in Hong Kong, and one of the three largest note-issuing banks in Hong Kong (the other two are Bank of China (Hong Kong) and Standard Chartered Bank). Its headquarters is located in the Hong Kong HSBC Headquarters Building, No.1 Queen's Road Central. At present, the Hongkong and Shanghai Banking Corporation and its subsidiaries mainly set up about 7 branches and offices in the Asia-Pacific region.

what's the use of JD.COM small white card? Benefits

JD.COM Xiaobai Card has always been very popular with people. No matter which bank and JD.COM Baitiao co-branded card are issued, many people will handle it. It can be said that it is a hot type of credit card. So, what's the use of JD.COM White Card? I will answer your questions today.

friends who want to apply for a credit card can do it quickly by clicking enter, and get off the card within 24 hours at the earliest.

1. Multiple benefits such as credit card, JD.COM Mall and IOUs

JD.COM Xiaobai Card is a joint credit card of Jingdong Finance based on IOUs and banks, so JD.COM Xiaobai Card not only has the basic functions of credit cards, but also has the privileges of credit cards of various banks, as well as various benefits of JD.COM Mall and IOUs.

Second, the long interest-free period

JD.COM Xiaobai Card is different from other credit cards in that there is a QR code on the back of Xiaobai Card, and users can receive gifts such as red envelopes and vouchers by scanning the QR code. Moreover, the interest-free period of JD.COM Xiaobai Card is very long, and it can be used for 8 days. Users can enjoy interest-free payment for 3 days by IOUs, then swipe the Xiaobai Card and enjoy interest-free repayment for up to 5 days.

Third, various rights and interests of eating, drinking and having fun

JD.COM Xiaobaika can enjoy various rights and interests of eating, drinking and having fun. It can be said that it involves clothing, food, housing, transportation, eating, drinking, playing and having fun, and can realize internet social experiences such as free eating, drinking, playing, taking and earning.

For example, you can enjoy a Haagen-Dazs ice cream or a Starbucks coffee for free as long as you fill the 99 yuan for the first time at a designated merchant. Users can also enjoy the preferential treatment of paying 1 yuan for the flight delay of 4 hours.

JD.COM Xiaobai Card can bring a lot of convenience and benefits in our life, because it can involve all aspects of life, and the cardholders of Xiaobai Card who have not activated the white card can also get a white card account in JD.COM and enjoy the white card membership rights in JD.COM.

Analysis on evaluation rights, annual fee and quota of CITIC JD.COM Xiaobai Card

Now online shopping has become the main mode of people's usual shopping consumption. Online shopping platforms, such as JD.COM, have many customers, and many banks have also cooperated with JD.COM for co-branded cards, that is, the famous Xiaobai Card. As the first small white card, CITIC Bank's small white card is very popular. So let's evaluate CITIC JD.COM Xiaobai Card today to see what benefits it has.

I. Interests of CITIC JD.COM Xiaobai Card

This credit card has been issued in three versions: classic version, warm-hearted version and VISA version, among which the classic version is the most popular.

main rights and interests: exchange points for JD.COM Steel _

As long as the small white card is used to complete the points counting transaction in 8 yuan within the billing month, one JD.COM Steel _ can be accumulated, while JD.COM Steel _ can be used in cash and one JD.COM Steel _ can be used in 1 yuan.

consumption abroad's rights and interests: free of currency conversion fee and cashback

When using Xiaobai Card in consumption abroad, you can avoid overseas currency conversion fee and get a cashback discount, with a maximum cashback of 1%.

Credit card repayment discount: 8-day long interest-free period

With this small white card, you can open a white card account at the same time, so when you use this card to spend money, you can first write a white card and enjoy the interest-free period of 3 days, and then use the small white card to enjoy the interest-free period of 5 days, which can add up to 8 days.

Second, the annual fee of CITIC JD.COM Xiaobai Card

This JD.COM Xiaobai Card of CITIC Bank belongs to the gold card of CITIC Bank. If you apply for it now, although there is no unconditional activity discount for annual fee exemption, the annual fee can be exempted as long as you swipe your card or withdraw cash once a year.

Third, the credit limit of CITIC JD.COM Xiaobai Card

First of all, as the gold card of CITIC Bank, the credit limit itself is more than 1, yuan.

Secondly, this card is jointly created by China CITIC Bank and Jingdong Finance, so besides your basic credit conditions, as long as you spend enough money in JD.COM, your JD.COM account has a high level and sufficient credit, the credit line will be high.

in addition to the credit card's own limit, all cardholders can also have a white line limit, that is, they can have a double line, because the cardholder also has a white line account.

The above is the evaluation of CITIC JD.COM Xiaobai Card. As the first credit card with Internet factors, this credit card has been very popular among the public since it was launched, and it has a large number of customers up to now. Its rights and interests, the amount is very good, the annual fee is not high, and there is no annual fee burden.

What's the use of JD.COM White Card _ How about JD.COM White Card

What's the use of JD.COM White Card

JD.COM White Card is actually what we call JD.COM White Card, which is a white joint credit card jointly launched by JD Finance and major banks. At present, China Everbright Bank, China CITIC Bank, Minsheng Bank, Huaxia Bank and Guangfa Bank have all launched JD.COM joint credit cards.

JD.COM White Card is a credit card, which has all the functions of a credit card. Cardholders can spend first and then repay, and can also withdraw cash by credit card. Cardholders can enjoy an interest-free period. Besides the normal functions of credit cards, JD.COM White Card can also open white bars. After the credit card application is successful, users who have not activated white bars can activate JD.COM White Bar to use it. If you want to apply for a white card in JD.COM, you can apply to the official website of Jingdong Finance, or apply to a cooperative bank. Users can earn points after spending with a white card, and the points can be automatically converted into steel in JD.COM. JD.COM Steel _ is actually a kind of virtual currency. When users spend money in JD.COM Mall, steel _ can be spent as money, and JD.COM white card holders of different banks can also enjoy different rights and interests.

How about JD.COM White Card

JD.COM White Card is a credit card. Users can spend first, then repay, or withdraw cash, and it has an interest-free period. Different banks' JD.COM White Card will have different rights and interests. For example, the small white rights of Minsheng Bank: cardholders will get three times the points for spending on their birthdays and three times the points for spending on privileged days every month. Moreover, when you go to Minsheng Bank to mention cash withdrawal, you can enjoy fee reduction and exemption.

For example, the UnionPay version of China Everbright Bank's Xiaobai Card and the Gold Card account, the cardholder can enjoy the policy of free annual fee within the validity period without spending money after opening the card, and the points after spending can be automatically converted into JD.COM Steel Bounce, and 1, points can be converted into a Steel Bounce, which can be used as money for spending in JD.COM Mall. The rights and interests of JD.COM White-Striped Co-branded Credit Cards of different banks will be different. Cardholders can check the rights and interests of each card on the official website of the bank or Jingdong Finance official website.

Is JD.COM Xiaobai Card a credit card?

JD.COM Xiaobai Card is a joint credit card of China CITIC Bank and JD.COM, which is mainly used for shopping in advance. Credit cards are mainly aimed at young people, so that young people of "moonlight clan" can spend in advance and ease the pressure of funds. There are also many preferential activities.

1. Free use

In terms of interest-free period, you can use it for 8 days. Cardholders can enjoy interest-free payment for 3 days first by writing a white card, and then enjoy interest-free repayment for up to 5 days. Not only that, but you can also enjoy an interest-free discount of 12 installments after opening the card, which gives users more time to ease the financial pressure.

2. White Earn

There is a QR code scanning area on the back of the small white card, and you can get different red envelopes, vouchers and gifts by scanning it. As of February next year, users who successfully open the small white card will be sent to 25 yuan for the first time to spend their credit card; And after that, the card will be sent to 5 yuan every month, and users can make money every day.

3. Cardholders who eat and play

Xiaobai Card for free can enjoy a Haagen-Dazs ice cream or a Starbucks coffee for free when they fill up the 99 yuan for the first time at the designated merchants, and they can also enjoy the preferential treatment of paying 1 yuan for the four-hour flight delay.

4. Other benefits

Users of Xiaobai Card now have the opportunity to get an iphone6 mobile phone every week by scanning the QR code on the card. Xiaobaika will also match data according to different user attributes every month, match the same ethnic group, and use QR code to scan prizes.

jingdong finance pointed out that the "small white card" is tailored for young internet users, and it has realized the functions of making money every day, earning points as money, printing exclusive personality declarations, and so on, such as DreamWorks card, fun run card and corporate card, and will launch a crowdfunding project with the personalized design of the small white card on the crowdfunding platform in JD.COM, and integrate the concept of "Internet" into this card. According to reports, "Xiaobaika will provide overseas double tours for post-9s users this month".

(shopping cash back; The first brush to send 5 JD.COM steel _; Hotel courtesy; Airport VIP service)

Is JD.COM Xiaobai Card a credit card? A joint-name special card is worth applying for

As one of the leading bosses in the electric business, JD Finance has a huge user base. In the past two years, in order to seize the credit card market, JD Finance has successively joined forces with major domestic banks to form JD.COM Xiaobai Card. Many card friends ask, is JD.COM Xiaobai Card a credit card? The answer is naturally yes.

JD.COM Xiaobai Card is a credit card

JD.COM Xiaobai Card, also known as the white joint credit card, is a special credit card of Jingdong Finance and the credit card centers of various banks. Different from traditional credit cards, JD.COM Xiaobai Card not only has a high value and supports free customization, but also the holder can enjoy the credit card gold card courtesy of various banks and the preferential rights of JD.COM White Bar. On this level, JD.COM Xiaobai Card is a credit card that is more suitable for cardholders who often spend money in JD.COM Mall.

JD.COM Xiaobai Card

As a special credit card, it is jointly issued by China Everbright Bank, China CITIC Bank, Huaxia Bank, Minsheng Bank and China Merchants Bank. JD.COM Xiaobai Card of each bank is located at the gold card level, with a credit line of 1, to 5,. The specific credit line will be comprehensively evaluated by the bank according to the credit of the applicant, and the data of the applicant in JD.COM and Xiaobai credit score are also important reference factors.

JD.COM Xiaobai Card Application Ways

1. JD.COM only provides a service platform for online credit card application, and the use, interest calculation, repayment and account management of credit cards are subject to the relevant system specifications of the card issuer, and JD.COM will not assume any responsibility.

JD.COM Xiaobai Card is a credit card. Apart from the basic functions of credit cards, Xiaobai Cards of different banks can also enjoy various benefits and rights provided by banks and JD.COM. If you are a JD.COM fan, it is more appropriate to apply for a Zhang Zhongxin White Card.

This is the end of the introduction of JD.COM Xiaobai Credit Card and JD.COM Xiaobai Credit Card. Did you find the information you need?