What is the difference between a savings card and a credit card?
1, different in nature, and the savings card is a bank card; Credit cards are consumer bank cards.
2. If the handling conditions are different, the savings card can be handled with an ID card within the validity period of the individual; In addition to personal identity cards, credit cards also need proof of work income.
3. The impact on credit information is different, and using a savings card will not be a personal credit information; After the credit card expires, the credit will be recorded at the meeting.
4, the cost is different, the savings card does not charge annual fees; Credit cards need to charge an annual fee corresponding to the credit card level.