2. Require the applicant to maintain a good credit status.
3. Require a stable job and a stable income as an economic source. Those with a bachelor's degree can apply if they have a job, and those with a college degree need to work for at least one year to apply. Different academic qualifications will also affect the number of applicants.
4. Require the applicant to have a stable residence or provide a temporary residence permit.
5. In principle, applicants are required to have an annual salary of more than 50,000 yuan, or have a time deposit of 50,000 yuan in Guangfa Bank.