There are many types of credit cards. Here, the editor will divide credit cards into the following categories according to roughly four standards:

1. According to the issuing organization of the credit card, it can be divided into International cards and UnionPay cards

International cards: There are generally five international card organizations, such as visa, MasterCard, JBC, etc. These cards can be used smoothly in institutions and outlets around the world that accept credit cards of this brand.

UnionPay card: UnionPay card refers to a credit card with the UnionPay logo. It is generally used in China. UnionPay cards can only be withdrawn from POS machines or ATM machines around the world.

2. According to the level of the card, it can be divided into ordinary credit cards and high-end credit cards

Ordinary credit cards: generally include ordinary cards and gold cards, and it is relatively easy to apply for them.

High-end credit cards: including platinum cards, unlimited cards, diamond cards, etc., have higher qualification requirements for applicants.

3. According to the affiliation, it can be divided into main card and supplementary card.

Main card: The main card is for those who are over a certain age, have full capacity for civil conduct, and have a stable job. and income-based personal-issued credit cards.

Supplementary card: Supplementary card refers to a credit card issued by the card issuer when the main cardholder applies for his parents, spouse, children or relatives and friends who have full capacity for civil conduct.

4. According to different card objects, it can be divided into public cards and personal cards.

Corporate card: Also known as business card, it is a credit card issued by the card issuer with business services as its core. It specifically targets the needs of enterprises and launches differentiated employee credit limits, comprehensive statements, business travel discount plans and other professional cards. Special services for company employees to use for official travel expenses, business reception, etc.

Personal card: It is a credit card issued by a personal card issuer to individuals with full capacity for civil conduct and stable employment and income. It is different from company cards.