If the credit card has been repaid but has not been recorded in the account, it may be that the repayment has been successful but has not yet been recorded in the bank system. The recording time is subject to the bank system recording time.

It may also be due to the following reasons: If the repayment account is incorrect and the repayment fails, it is recommended to check the transaction records to check whether the repayment account information is correct. If the wrong payment is returned to the payer's account, it needs to be re- Repayment. If it is an inter-bank transfer, the funds will generally arrive within 2-3 working days after submission. It is normal for the funds not to arrive within this period of time. It is recommended to wait patiently.

In fact, the credit card transaction time is not the time that is included in the bill. There is usually a delay between the actual card transaction time and the time when the card is included in the bill. This is the time for banks to settle with merchants and payment institutions. Generally, transactions made with a card on the same day will be included in the credit card bill the next day. If the credit card is not recorded in the account, it means that the transaction is not included in the credit card bill. The transaction that is not recorded in the credit card account on the billing date will be included in the next bill. The transaction that is not recorded in the credit card account can only be repaid on the next repayment date.

In addition, credit card repayments also need to pay attention to the entry time, especially automatic repayments of debit cards associated with credit cards. The credit card account will not always check whether the debit card account associated with it has sufficient balance for repayment. For example, if at 5 pm on the latest credit card repayment date, the balance in the debit card account associated with it is still insufficient. , the credit card will give up the deduction, which means that if the cardholder deposits the money into the debit card later than 5 pm on the same day, the credit card will not deduct the money again until the next repayment date.

The repayment will not be considered until the repayment is received. Because if the transfer is made through inter-bank transfer, there may be a refund, so the repayment will not be received. Therefore, cardholders please confirm whether the repayment has been made. Arrive. You can check the repayment status of cardholders in real time through online banking, mobile banking and self-service voice calls. If the card repays automatically, it will be displayed the next day after the deduction. The bill balance or remaining amount due will be updated 1-2 days after successful repayment. Repayments through different channels have different timings for the payment to be credited.

The expiration date for recorded credit card transactions in each bill is called the "bill date". The due date for repayment is generally around the 18th day after the bill date (as shown on the bill). The repayment grace period is 3 calendar days after the due payment date. The billing dates of different cardholders may be different. For example, if the billing date is the 25th of each month, then each bill will record all transactions entered from the 26th of the previous month to the 25th of this month, and the corresponding final repayment date is The 13th of the following month. Consumption on the 25th is generally not recorded until the 26th, and will be included in the next period's bill. So if it hasn't been credited to your credit card yet, it's probably because it's already been added to next month's bill. Don't worry, you can't run away from the bills you have to pay.