I am an international student, but do I need to apply for a credit card? Below I have compiled some relevant knowledge for you: Do I need to apply for a credit card to study abroad? I hope it will be useful to everyone.

Do I need a credit card to study abroad?

Credit card is a consumption tool used by many people now, but how to apply for credit cards from major banks? Where should I go to apply for a credit card? How to avoid being deceived, and what are the information required for credit card application and the requirements for oneself?

Do I need to apply for a credit card to study abroad - guide

Question: Me I studied as an undergraduate at Columbia University in the United States last year and now I am a graduate student at Harvard University. Can I apply for an interview-free signature service at CITIC Bank?

Answer: According to the policy of the U.S. consulate on behalf of students, students (F type visa) must meet the following qualifications to enjoy CITIC Bank's agency delivery service to the United States: the school the student is currently attending is the same as the school where the student last applied for a visa, and has not changed; the I-20 form (for each student going to the United States to study All students (those holding F-1 visas) will get a form, which is issued by the US Immigration Service and is a necessary document when applying for an F-1 student visa) within the validity period. Therefore, if the student changes schools, it will be regarded as his first visit to the United States for a visa, and the student should go to the U.S. consulate for an interview.

Question: Ms. Zhang is applying for a U.S. tourist visa and would like to know through which channels she can pay the U.S. visa fee?

Answer: Starting from March 16 this year, the U.S. State Department implemented a new How to charge the application fee for non-immigrant visa to the United States. CITIC Bank is still the only collection agency designated by the U.S. Consulate. On the basis of the original over-the-counter payment channels, it has added cash self-service equipment (deposit machines, teller machines, automated teller machines and integrated deposit and withdrawal machines) and an online financial mall. Two payment channels.

Question: Mr. He’s son is 16 years old and will go to the United States to study in August this year. I want to apply for a credit card to allow his child to spend money in the United States. What procedures are required?

Answer: Because He The husband's son is under 18 years old and cannot apply for a credit card independently, but he can apply for an international student credit card supplementary card (that is, the parents apply for the main credit card and the children apply for the supplementary credit card). CITIC Bank's international student credit card can enjoy a number of value-added services: zero risk of overseas loss reporting; real-time text messaging for domestic and overseas transactions; aviation accident insurance of 15 million yuan (safety insurance); accidental hospitalization medical insurance of up to 10,000 yuan; and monthly benefits per bill One-time cash withdrawal fee is waived; children can apply for supplementary cards when they are 15 years old or above, and parents can flexibly control their children's supplementary card limits; parents and children are notified simultaneously of bills, so parents can understand the direction of their children's fund use.

Question: Ms. Wu’s daughter is studying in the United States and needs to remit living expenses to the United States. How much is the handling fee?

Answer: Currently, CITIC Bank can remit money to Ms. Wu through overseas wire transfer. Designate a U.S. bank account and it only takes 2 working days. Platinum card customers can also enjoy a remittance fee discount of only RMB 20 per transaction.