If your credit card is overdue for two months, you may be sued by the bank.

1. First of all, when a credit card is overdue for two months, the bank has the right to take legal measures to recover the debt.

2. Specifically, after two months of overdue payment, the bank may take the following measures:

a) Send a collection notice: The bank will issue a collection notice to the cardholder requesting Pay off your balance as soon as possible.

b) Contact the cardholder: The bank will contact the cardholder by phone or other means to urge them to repay the outstanding balance.

c) Record bad credit: Overdue credit will affect the cardholder's personal credit record and may adversely affect future credit applications.

d) Request for repayment: The bank may require the cardholder to repay the entire overdue balance at once.

e) Mediated repayment plan: The bank may also negotiate with the cardholder to formulate a reasonable repayment plan to repay the outstanding balance in installments.

f) Suing: If the cardholder refuses to repay or fails to cooperate, the bank has the right to sue in court and recover the arrears through legal means.

3. Summary: After a credit card is overdue for two months, the cardholder may be sued by the bank. In order to avoid such situations from happening, you should perform repayment in a timely manner. If you encounter temporary difficulties, you should actively communicate with the bank and seek a reasonable solution.

4.

Extended information: According to relevant regulations in China, credit card debts between banks and cardholders belong to a contractual relationship. If a cardholder fails to repay the card two months overdue, the bank can legally pursue the debt and has the right to sue in court. Specific legal procedures and measures will vary from case to case and depend on the specific contractual agreements between the bank and the cardholder and the negotiation situation between the two parties. If the cardholder fails to fulfill his repayment obligations, the bank can apply to the court for enforcement in accordance with the law and take measures such as sealing, freezing, and detaining the cardholder's property until the debt is repaid. Therefore, it is very important to use credit cards rationally and repay them on time to avoid unnecessary legal disputes and financial losses.