Does CCB Installment Pass require a credit card? If so, the chances of winning are greater! Installment Pass is a personal consumer credit product of China Construction Bank, with a maximum limit of 150,000, and the installment rate is as low as 20% off. It was once considered a conscience product in the industry. Many friends want to apply, but they are hesitant because they don’t have a CCB credit card. So, does CCB Installment Pass require a credit card? Let’s find out together below. CCB Installment Pass is only issued to customers of the Bank and is based on an invitation system. Preliminary credit will be granted to qualified users. If you are a CCB customer, you can follow the "Construction Bank" WeChat official account and enter the pre-approval amount in the dialog box. Check to see if there is a credit limit. In terms of application conditions, CCB Installment Pass does not stipulate that you must hold a CCB credit card to apply. However, there are three types of customers who are most likely to become selected experience customers of the Installment Pass business, namely CCB mortgage customers, CCB credit card holders, and provident fund customers. Of course, if you have a CCB credit card with a high limit and good card usage, it will be more helpful to apply for CCB Installment Pass. However, this does not mean that if you have a CCB credit card, you will definitely be able to apply for an installment pass. After all, bank approval mainly depends on the applicant’s comprehensive qualifications. In addition to looking at the CCB credit card usage, the applicant’s personal family life stability and holdings of additional financial resources, etc. CCB Installment Pass cannot be applied online. You can only apply at the CCB branch in your area, which will be reviewed and approved by the branch. Therefore, it is best to call the branch before applying to consult the materials required by the branch, and prepare them completely. The more detailed the proof, the greater the success rate of approval. After the approval is successful, you need to go to China Construction Bank to apply for a special installment card. The loan will be issued to this card, and then you can use the card to make purchases at designated merchants.