What kind of loan is Huanbei? Is it easy to make a payment?

Huanbei is a loan portal that specifically provides users with credit card installment bills. Users can borrow money from Huabei to repay their credit card bills, and then return the loan amount to Huanbei in installments. .

Presumably many users have learned about Huanbei through Huanbei’s advertisements. Huanbei often appears in elevator video advertisements, so the reason why it frequently appears in elevator advertisements is also It has something to do with its background.

It is a loan subsidiary of Focus Media, which covers many elevator media outlets across the country. As a listed media company in my country, Focus Media has also laid a good background.

If necessary, we recommend you to use Youqianhua, which is a credit service brand under Duxiaoman Financial (original name: Baidu Youqianhua, changed its name to "Youqianhua" in June 2018) , big brands are reliable, have low interest rates and are trustworthy. Money to spend - Manyidai, the loan limit is up to 200,000 (click the official free test limit), the daily interest rate is as low as 0.02%, with easy application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest fees, and safety Strong characteristics.

Share with you the application conditions for Youqianhua: The application conditions for Youqianhua are mainly divided into two parts: age requirements and document requirements. 1. Age requirement: between 18-55 years old. Special reminder: Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application. 2. Document requirements: During the application process, you need to provide your second-generation ID card and personal debit card. Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply. Online loans are risky, so be careful when choosing!

What kind of loan can I apply for if I have a credit card? You can apply for these five loan APPs

For some borrowers who are in urgent need of funds but don’t know which loan product to choose, banks are always the first choice. For bank loans, the application threshold is relatively high for most borrowers, unless they are credit card users. What kind of loan can I apply for if I have a credit card? You can apply for these five loan apps!

What kind of loan can I apply for if I have a credit card?

1. Netjet Loan

Netjet Loan is a low-interest credit loan issued by the Agricultural Bank of China to high-quality customers. You can apply for it online and the system will automatically approve the loan. The maximum loan limit is 200,000. Customers with an installment period of more than 12 installments can enjoy the lowest loan interest rate. However, the regulations in each region are slightly different, and borrowers need to carefully review the loan agreement before applying.

2. BOC e-Loan

The maximum loan limit of BOC e-Loan can reach about 300,000 yuan. However, each applicant’s borrowing amount is subject to the bank’s comprehensive assessment. Bank of China will conduct a comprehensive assessment based on the applicant's credit, income, employment, and whether there is fixed property. If the applicant passes the assessment, the credit line will be obtained. In addition, the Bank of China e-Loan quota is valid for 12 months.

3. Borrow for your use

The borrowing limit for the Borrow for your use APP is between RMB 2 million and RMB 200,000, with the lowest daily interest rate. You can borrow money with your Sesame Credit score. The borrower’s Sesame Credit score is RMB 500. The minimum loan amount can be RMB 10,000.

4. Rong e-borrowing

Rong e-borrowing is a borrowing platform provided by the Industrial and Commercial Bank of China to borrowers who meet certain conditions. It is purely online consumption and does not require the borrower to provide any collateral. or guarantee. Rong e Borrowing calculates interest on a daily basis and can be repaid at any time. The maximum loan amount that can be provided to users is 200,000 yuan.

5. Anxinhua

Users apply for a loan at Anxinhua, with a maximum loan limit of 50,000 yuan and a loan period of up to 3 months. Anxinhua's personal qualification requirements for users are not very high. The lowest daily interest rate is . To apply for an Xinhua loan, users need to be at least 22 years old.

The above is the sharing of relevant content about "What loans can I apply for if I have a credit card?" I hope it can help everyone!

Here are the popular loan platforms where credit cards are available

Using credit cards to pay can solve the problems in the daily lives of cardholders. Many young people use credit cards for consumption. If your credit card limit is not enough to meet your consumption needs, you can also apply for a credit card loan with a higher limit.

So, what kind of loans can you get with a credit card?

1. Huanbei

Huanbei is a platform that allows you to borrow money with a credit card. The maximum credit limit is 50,000 yuan, and the loan can be repaid in up to 12 installments. However, it should be noted that the limit applied for by Huabei can only be used to repay credit cards, and cannot be used to withdraw cash from bank cards.

2. Hengyidai

Hengyidai is also a platform where you can borrow money with a credit card. The limit can be up to 200,000 yuan, and the loan can be repaid in 12 installments. The loan is issued very quickly. Kuai is relatively well-known among all online credit card loan platforms. There are many people applying and the card acceptance rate is pretty good.

3. Baoyin Consumer Finance

Baoyin Consumer Finance also offers credit card repayment products, so it is also a platform where you can borrow money with credit cards. The maximum limit is 50,000 yuan, and the maximum limit is 50,000 yuan. It can be divided into 12 installments. Like all credit card repayment platforms, the applied limit can only be used to repay credit cards and cannot be used to withdraw cash.

4. China Merchants Bank E-loan

Quality credit card customers of China Merchants Bank can be invited to open e-loan, which can be regarded as an exclusive cash installment product for credit cards, with an exclusive loan of up to 300,000 After the application is successful, the money will be transferred to the debit card, and you can repay it every month, which can be divided into up to 24 months. However, after using it, you will be locked up in a small dark room, and you will no longer be able to apply for cash installments, and you will not be able to increase your credit card limit.

The above are all loans that can be borrowed by credit cards. Card friends can apply for them.

Don’t worry about borrowing money. Recommended credit card loan opportunities in 2017

Credit cards are one of the common financial products in people’s daily lives. They can not only meet our daily consumption needs, but also help We, Easy Loans, will review the 2017 credit card loan platforms for everyone. Friends who have credit cards can take a look if they want to get a loan.

2017 Credit Card Loan Platform JD Gold Bar

Although JD Gold Bar is a credit loan platform, you can also directly apply for a loan and transfer the money to a credit card to repay the credit card. The maximum limit is said to be 300,000, but the common limit is around 10,000. The maximum daily interest rate will be higher if the credit conditions are better, and the interest will be lower. The repayment is monthly, and you can borrow and repay at any time, and pay off the entire loan. The amount will be restored later.

Applicant conditions

1. Be over 18 years old;

2. Have good personal credit and have a certain repayment ability;

2017 Credit Card Loan Platform Weilefen

Weilefen is a credit card repayment platform under Tenpay Small Loan. It was opened by the system after a comprehensive assessment of the situation of WeChat users. The maximum limit is 100,000 yuan, which can only be used to repay credit cards. The daily interest rate is as low as 40,000 to 50,000 yuan. The loan can be repaid in monthly installments or in advance.

Application conditions

1. The applicant mainly binds a credit card;

2. Completes the WeChat real-name authentication with his or her ID card and binds the real-name mobile phone number ;

3. Pass the comprehensive system evaluation.

2017 Credit Card Loan Platform Huanbei

The star platform Huanbei provides borrowers with loans of 3,000-30,000 yuan, with a term of 3-12 months, and the monthly interest rate is as low as application Conditions

1. Be between 22-45 years old;

2. You must have a credit card in your name.

The above are the most popular credit card loan platforms in 2017. Borrowers can borrow a large amount of money as long as they have a small credit card.

What are the credit card loan platforms?

The top 10 formal online loan platforms include Jiebei, Weilidai, Youqianhua, China Post Wallet, Toutiao Anxindai, and Meituan Living Expenses , China Merchants United Futures Loan, JD.com Gold Bar, Suning Financial and Ping An i-Loan.

1. A relatively good online loan platform

1. Jiebei

I believe everyone already knows Jiebei. Jiebei is a credit service under Alipay Brand, the maximum borrowing limit is 300,000, and the daily loan interest rate is 0.015%-0.06%.

The activation of Jiebei is by invitation. You can only activate Jiebei after receiving an invitation. The conditions for activation are 600 Zhima points and Alipay real-name system. Zhima Score mainly conducts comprehensive scoring based on the user's identity information, credit situation, personal connections, repayment ability, etc.

2. Weilidai

Weilidai is an Internet loan product launched by Tencent WeBank. The loan interest is calculated on a daily basis, and the daily loan interest rate is 0.02%~0.05%. Weilidai, like Jiebei, adopts an invitation-based activation method. Users can only activate Jiebei after receiving an invitation from Weilidai. Users can check whether Weilidai is available in their mobile QQ wallet or WeChat Jiugongge. .

I myself had business turnover needs before, and I have used several products. The first one I applied for was Du Xiaoman Youqianhua (formerly Baidu Finance), which has a quota of exactly 10W (the platform supports a maximum of 20W) , the interest rate is also very low (annualized minimum is 7.2%), which is still relatively low. All were proposed and divided into 12 issues.

Baidu Finance is a formal licensed consumer finance company, and there are no fees for the entire application process and payment.

Du Xiaoman-You have money to spend (batch in seconds), click to measure the amount online

Du Xiaoman-You have money to spend, pay special attention to:

1. You have money to spend You should withdraw money as soon as possible after exceeding the limit, because the limit may become invalid after a long time.

2. It is best to withdraw the full amount when withdrawing cash, because I read other people’s posts saying that if you withdraw too little, the system risk control may mistakenly think that you need it (or re-judge that you are not a high-quality customer). If you are rejected during the cash withdrawal process, it is safer to withdraw at least 60%.

After 3 periods, you can choose to settle it in advance. The interest will be paid as long as it lasts, and there will be no loss to us. We must first make sure to pay it forward.

The second one I applied for was 360 IOU. After all, they are big platforms, so I applied first. The limit is 5.5W, and the interest is about the same as having money to spend.

360 IOU can borrow up to 200,000 yuan!

Click to measure the amount online

There is also a trick to apply for 360. After simply filling in the information at the beginning, the amount that comes out is just a basic amount, such as 5000, 1W5, etc. If you feel that the amount is not enough To use it, you can directly apply for the exclusive loan without withdrawing cash. This is a large amount. As long as you have the basic limit, the exclusive loan will definitely be passed and the amount will be greatly increased. Moreover, the exclusive loan supports 24 periods. My basic limit is 9,000, and after upgrading to exclusive loan, it is 5.5W.

3. Youqianhua

Youqianhua is a credit product under Duxiaoman Financial, which provides personal consumption credit services to the public. Youqianhua mainly recommends Manyidai. The maximum limit of Manyidai is 20,000 yuan. The daily interest rate of Youqianhua-Manyidai starts as low as 0.02%. The interest rate on a loan of 10,000 yuan starts at as low as 2 yuan per day. At the same time, when applying, you must ensure the authenticity of the information you provide. Ensuring good credit is also a necessary condition for obtaining a better credit limit.

2. The conditions that need to be met for online loans are:

1. The borrower can provide an ID card.

2. The borrower can provide a residence permit.

3. The borrower is over 18 years old and has full capacity for civil conduct.

4. The borrower can provide personal bank statements.

5. The borrower can provide asset certificates required by other lending institutions.

6. Verify the borrower’s mobile phone number.

7. The borrower can provide proof of loan purpose.

There are more and more online loan platforms, making borrowing money more and more convenient, but it also leads to more and more overdue people. Many friends hate the collection, but there is nothing they can do. After all, they owe money Money, deal with losses first. Even if you want to negotiate repayment, it often fails. In fact, there are skills in negotiating repayment. Using some negotiation skills, the effect may be much better

What are the credit card loan openings in 2018? You can get a loan with these 5 cards!

In the new year of 2018, Internet loans are still hot, and various loan platforms are still active. We all know that there are many ways to borrow money. In addition to commonly used credit loans, many loan platforms allow you to borrow money with a credit card. Banks have lent money to you, so of course they are more confident in lending to you. So, what are the credit card loan platforms in 2018? Let’s take a look.

Haier Consumer Finance Hipay

Hipay is a product of Haier Consumer Finance. It supports consumer installments and credit loans. The application conditions are relatively simple and has been favored by many loan users. welcome. The maximum loan limit is 200,000 yuan, and the minimum credit limit for borrowers with good credit is generally 10,000 yuan, which can meet basic daily borrowing needs.

Suning Pay at will

Pay at will by Suning Consumer Finance Company, which has the characteristics of low threshold, large credit limit, fast payment, many discounts and flexible payment. Generally, the amount you apply for for the first time with Suning Pay will be relatively low, ranging from about 3,000 yuan to 8,000 yuan. For some well-qualified users, the amount can be higher, reaching tens of thousands. Frequent use of discretionary payment and multiple installments will help to increase the amount.

Immediate Installment

Immediate Installment is a subsidiary of Immediate Finance. You can apply for installment or cash loans, with a maximum amount of 200,000 and a maximum of 24 installments. Please refer to the monthly interest rate. Installment: The applicant has no bad credit record, is over 18 years old and under 55 years old, and has a legitimate occupation or identity; Cash loan: Applicants are generally required to provide proof of employment and identity, as well as family information, company information and income. .

The above is the answer.

That’s it for the introduction of credit card loan options.