What you want to ask is how to bind a credit card that is not bound to a personal consumption account? You can bind a credit card through the following steps:

1. Open your personal consumption account and find the option of "Bind Bank Card" or "Add Bank Card" in the account settings.

2. Select "Credit Card" as the type of bank card to be bound.

3. Enter the relevant information of the credit card, including card number, expiration date, CVV code, etc. Please note that this information should match your credit card account information.

4. Follow the system prompts to complete the binding of the bank card. SMS or phone verification is required.