Fake. The bank took the initiative to invite installment by phone, not because there was something wrong with the card. When the risk control is serious, it is not allowed for banks to protect the interests of banks to the greatest extent, so it is false for risk control to allow staging. Risk control means risk control, which is one of the most commonly used terms in the financial industry. Risk control in financial markets is mainly manifested in credit risk assessment, that is, loan or card business.