A credit card that swipes more than 85% of the credit limit at one time can be regarded as a large consumption behavior. According to the inquiry, China Law Network shows that. The bank's risk control system is not clear about the definition of large credit card consumption. For example, the credit limit of a credit card is 4,500 yuan, and if it is 4,000 yuan at a time, it is a large consumption. If the credit card limit is 30,000 yuan, even if you swipe 1000 yuan at one time, it is not a large consumption. Therefore, one-time credit card swiping more than 85% of the credit limit can be regarded as a large consumption behavior.