After the card is activated, the annual fee will be deducted in the first month. The annual fee is calculated according to the time when the card is approved, not every natural year.

After the first year's consumption amount of the owner's card reaches the annual fee waiver rule, the annual fee will be generated the day after the card expires, and the system will automatically cancel the annual fee, that is, there will be two records in the bill of the current month: one is positive and the other is negative.

Different types of credit cards have different annual fee standards. You can log in to Ping An Pocket Bank APP or call Ping An Bank Credit Card Service Hotline 955 1 1 for specific annual fees.