First of all, you need to answer: China Merchants Bank's credit card will not be automatically cancelled if it is not opened, and it will be invalid when it expires. Moreover, China Merchants Bank does not open cards and does not charge annual fees.

In fact, every credit card has a validity period, usually 3-5 years after issuance.

The expiration date is usually printed below the card number on the front of the card, with four numbers separated by/,with the month in front and the year behind,119, which means that the card will be invalid at the end of19.

If the cardholder fails to open the card before its validity, the credit card will be invalid.