1. Bring my ID card and bank card to the bank outlet to fill out the form;
2. Open online banking and e-commerce functions at the bank counter, and handle online banking U shield or SMS verification;
3. When logging in to online banking for the first time, you need to download the online banking login security control. After logging in, you need to change the online banking user name and login password, and set "reserved verification information".
Online banking transfer steps:
1. Log in to official website and online banking, fill in the correct user name and password, and complete the login;
2. Select Transfer-Inter-bank/Inter-bank Transfer, and click Transfer-out Account on the internal transfer page to select other bank accounts;
3. Fill in the payee information correctly, click Submit, enter the mobile phone verification code and dynamic password correctly, and complete the operation. Note: Remember the login password of online banking, and avoid logging into personal online banking in Internet cafes and other places.
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Credit card transfer has two meanings.
1. The payer is a credit card and the payee is a debit card (obviously impossible), because credit card transfer involves illegal cash withdrawal.
Third-party platforms such as Tenpay have made it clear that they cannot transfer money to credit cards. But you can pay back your credit card.
The money in the credit card can be charged to the third-party account, but the third-party account cannot transfer the money to the debit card. (prevent credit card cashing)
2. The payment direction is credit card and the payer is debit card. This is a credit card repayment. Of course you can.
Therefore, the credit card of rural credit cooperatives cannot be transferred to local credit cards, except for the overpayment in the card.
Overpayment:
(1) This sum can increase the available credit card limit or be directly used for consumer repayment.
② If the credit card has overpayment, the overpayment shall be deducted first, and then the credit line shall be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft.
③ For example, if 900 yuan needs to be repaid in this period, the actual repayment is 1 1,000 yuan, and the extra 1 1,000 yuan is the overpayment.
(4) If you put the money into your credit card in advance, you won't get the money without spending. If you want to take it, you will charge a high handling fee and try to avoid it.
⑤ Pay more interest-free.
Can rural credit cooperatives transfer money directly to the Agricultural Bank of China card?
Yes, you can also transfer money through Alipay. Online banking transfer; Transfer money at ATM; Bank counter transfer, etc. The process of bank transfer: after confirming that the passbook account number and account name provided by the payee are correct, just take the cash to the bank and deposit it directly into the payee's account number; It is suggested that the cardholder open an account in a bank, then fill out a wire transfer form, clearly fill in the account number, account name and bank name of the other party, and remit money from the account to the payee. If it is too much trouble to open an account, you can remit money directly in cash and fill in the wire transfer form for remittance, but you must fill in the account number, account name and bank name of the other party clearly; Open online banking, you can pay and transfer money online by yourself.
Operating environment: vivo s9e MP_0. 1, Alipay: 10.2.36.