The 56-day interest-free repayment period is the calculation of your consumption after the bill date.

Suppose you spend on165438+1October1.In fact, you can only spend all your money on 10, because it takes a day for the bank to enter the account. In this way, you will cancel the order on 65438+February 10, and 65438+1October 5 is exactly 56 days.

Your understanding is correct. Actually, banks are a bit tricky. Only on this day will consumers have a 56-day interest-free repayment period.