five ten thousandths of a day. According to the inquiry of Hualv. com, banks generally use the method of manually stopping interest and paying accounts, which is deducted at a rate of five ten thousandths per day, and the maximum repayment support for cardholders is 5, yuan each time. After the credit card is overdue, if it is really unable to repay, you can apply to the bank for suspension of payment. If the bank agrees to suspend payment, it will sign a personalized repayment agreement with the cardholder, and the cardholder can divide the amount owed and interest into up to 6 installments.