China Merchants Bank credit card has paid back the money according to the minimum repayment amount this month. Can I swipe my card afterwards? Can I repay according to the minimum repayment amount after swiping the card again?
Hello, you can continue to use it after paying the minimum repayment amount. There is a full bill and a minimum payment in the monthly bill. The minimum repayment amount of a credit card is the minimum amount that you must repay before the monthly repayment due date stipulated by the bank. You can not repay in full, but the repayment amount of each installment must be greater than the minimum repayment amount, which is the basic repayment requirement for you to maintain a good credit record. If you can't enjoy the interest-free repayment period if you choose the minimum repayment amount, you will be charged interest on all the consumption in the current period from the bookkeeping date (usually the second day after consumption), with a daily interest rate of 0.5 ‰ until it is fully paid off. If all the payable amount of this period is paid off before the due repayment date, you can enjoy the interest-free period of consumption. You can choose the repayment method according to the specific situation.
Minimum repayment amount = 10% advance cash principal+10% non-advance cash transaction principal+100% expense+100% interest+100% excess consumption+100. Please refer to the minimum repayment amount listed in the bill.
If you have any other questions, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx? from = B& amp; Logincmu=0. Thank you for your attention and support!