When you open a card for the first time, if you take the credit card directly to the store, cash out an integer of 20 thousand. Does this conform to the rules of staging? Will the bank check? Are the consequences serious? What does it fit? The bank doesn't check, but I don't want to say it directly. If you cash out for a long time, the bank will not adjust the quota for you. Even if it is adjusted, it does not rule out that it will reduce the amount. But if you use this 20,000 yuan for installment, I'm sure your installment fee rate is more expensive than normal consumption installment.