The methods for repaying credit cards are as follows:

1. UnionPay APP

UnionPay has always been called the son of UnionPay because of these two Has been pushing for years. Not only is it powerful and indispensable for playing cards, after WeChat and Alipay announced this year that they would reimburse credit card charges, it has become the first choice for most people.

2. Direct bank transfer

Currently, mobile online banking transfers of major banks are free of charge. You can directly transfer them to your credit card account for repayment, which is safe and free of charge.

3. Automatic repayment by binding a savings card

Most bank credit cards support the automatic repayment function by binding a savings card. Many of them can be set up when applying for a credit card. Advantages As long as there is enough money in the savings card account, the repayment can be made automatically without fear of forgetting.

The disadvantage is that the current account of a savings card must have enough money to cover the bills, and there is no income from the funds, which violates the principle of maximizing income from using credit card funds.

It would be troublesome to check the bill and deposit money when the repayment date is close. After checking the account, it is better to transfer the repayment directly.