1. Direct ATM repayment:

If you don’t have a friend’s credit card, you can directly perform card-less transactions at the ATM, enter your friend’s card number, and the money will be transferred directly to you. The purpose of repayment can be achieved by putting it on a friend’s card. If so, you can directly deposit money to repay.

2. Alipay repayment:

1. Log in to your Alipay account, click Application Center - Credit Card Repayment - Credit Card Management

2. Click + to add credit card< /p>

3. Fill in the credit card related information and click OK

4. The credit card is added successfully. You can directly select the set credit card for repayment next time, which is convenient and fast. You can choose to modify settings or delete credit card information.

Use Alipay to help others pay off their credit cards. Repayment through the Alipay mobile client is free; repayment through the computer terminal will charge a repayment rate of 0.20%, with a minimum of 2 yuan per transaction and a maximum of 25 yuan per transaction.

Warm reminder: If the account name is consistent with the name of the beneficiary bank, it means repaying for yourself; if the account name is inconsistent with the name of the beneficiary bank, you are repaying for others, including the name of the credit card holder and the name of the Alipay account. The relationship between traditional and simplified characters.

3. Online banking repayment:

First of all, you must open online banking, and then you can directly use online banking to transfer money to the other party's credit card, which can also achieve the purpose of repayment. .

4. Repayment at the business outlet:

After arriving at the business outlet, directly transfer the money to the other party's bank card. The salesperson will execute it after your confirmation, and the repayment is achieved. Purpose.

Note: Whether you are repaying the loan yourself or helping others to repay the loan, you must make the repayment before the minimum repayment date. Otherwise, it will cause overdue payment, damaged credit, and increased interest.

Extended information:

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (Billing Date).

Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the cardholder has a certain credit limit and can consume within the credit limit and then repay;

A quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.

Repayment methods:

The methods within the card-issuing bank include: card-issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

WeiBank POS mobile phone and WeiBank Tong POS mobile phone are a mobile financial system personal payment terminals that can be used to directly repay by swiping cards, as well as perform transfers and other services. Instant payment!

Transfer/remittance repayment is mainly divided into two methods: inter-bank inter-bank in the same city and inter-bank inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.

The more common domestic online platforms for online repayment include: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.

This method of convenience store repayment is mainly completed through the "Lakala" smart payment terminal installed in the convenience store. Generally, the payment time takes 2 to 3 working days. At the same time, using this There is no handling fee for repayment.

Counter repayment counter refers to bank cards issued by various networked financial institutions, which can be used to conduct RMB current deposit and withdrawal transactions through the counters of other bank branches registered in the UnionPay exchange center host system.

The "Xinpaytong" smart credit card phone for repayment is an innovative electronic product independently developed by China UnionPay, certified by the Bank Card Testing Center, and supported by financial services provided by China UnionPay's inter-bank information exchange network.

Use "Repayment Tong" to make repayments, and the fees are generally charged according to the fee standards for intra-city inter-bank transfers and long-distance inter-bank remittances stipulated by the local People's Bank of China.

Other methods In addition to the methods mentioned above, card issuers have also opened their own unique repayment methods in order to facilitate cardholders' repayment.