Hello, the most important condition for applying for a credit card is that you are at least 18-6 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.

The detailed application materials are as follows: 1. Identity certificate: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of their military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit \ card verified by the promoter and marked;

3. proof of financial resources: it can be the payroll record issued by the bank, or the income tax withholding certificate, or the documents proving the market value of the house, car, deposit and investment (such as the copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level. Other documents for reference include: personal account list of social insurance in recent 6 months, water and gas bills, credit card bills of other banks, etc.

the annual fee of China merchants bank's credit card is ￥1 yuan/year for ordinary card and ￥3 yuan/year for gold card. The annual fee is charged once a year. If two cards or supplementary cards are applied at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, and the previous date is the issuance date), which is not a natural year. If you successfully apply for China Merchants Bank credit card (except unlimited card/platinum card/business card /ANA co-branded card /VISA MINI card /MSN MINI card /VOGUE titanium card /HELLOKITTY fan gold card /MISS KITTY perfume credit card), the first-year annual fee will be reduced or exempted in advance by China Merchants Bank credit card or partners, and you will spend six times (amount, non-natural year) on a single card within one full year of your card validity (from the card issuance date). And this offer will be valid for a long time before the change notice of the new annual fee preferential policy.

if you have any other questions, I suggest you consult Customer Service Online /cmu/icslogin.aspx? from=B& logincmu=。 Thank you for your attention and support!