There may be no points for swiping a card because of: annual card swiping fee, cash withdrawal transaction fee, overdraft interest, late payment fee, over-limit fee and other card swiping fees.

Credit cards are also called debit cards. It is a non-cash transaction payment method and a simple credit service. Credit cards are issued by banks to individuals and units. They can make purchases, spend money and deposit and withdraw cash from banks through credit cards. In the form of a card, the name of the issuing bank, the expiration date, the number and the name of the cardholder are printed on the front, and the magnetic stripe and signature strip are printed on the back. Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders don't need to pay cash when using credit cards, and the bills will be returned when they arrive.

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