If both credit cards are spent, I have to repay them separately. Only one credit card can be repaid unless the two cards are credit cards of the primary and secondary cards.
the so-called "* * * credit line" means that all credit cards held by the same cardholder use the same credit line. For example, if you hold five credit cards of a bank with a credit line of RMB 1,, then these five credit cards * * * all use this credit line of RMB 1,. When you use one card to overdraw 2, yuan, you can still overdraw 8, yuan with the other four cards.
extended explanation: credit line * * * means that credit cards of the same bank and brand * * * enjoy the same credit line (generally the maximum credit line of one card). Although several cards have their own credit line, the total overdraft in use cannot exceed the credit line of this brand. Excuse me, I have two credit lines for the credit card of China Construction Bank * * * I know that only the professional POS machine of Tiangang Shengshi Technology Co., Ltd. will be returned for credit processing when repayment is made! Pay attention to "the highest day of prosperity" and have small gifts from time to time!
Novices should pay special attention to the following points when using credit cards:
(1) When issuing banks give special discounts for the first year to attract consumers to apply for credit cards, they must pay special attention. These promotions are usually short-term, so don't be confused for a moment. When choosing a credit card, you should give priority to long-term benefits.
(2) avoid applying for more cards than you can afford. First evaluate your consumption habits, needs and financial situation, and then decide how many credit cards you need to choose.
(3) You must sign the new card as soon as you receive it, and cut up the old card to avoid fraudulent use.
(4) you must take good care of your credit card and report the loss immediately if it is lost.
(5) You must maintain a good credit record regardless of credit card or charge card.
(6) It is convenient to borrow cash in advance, but the cost is high.
(7) revolving credit can help you manage your finances, but it should be noted that revolving credit is a kind of credit loan, so you don't have to pay off all the consumption amount at one time within the payment period, as long as you pay a part of the amount before each payment period, but revolving credit must pay interest separately.
(8) prevent credit card fraud.
(9) When you change your new address or contact number, you should immediately notify the issuing bank.
(1) You don't have to pay extra fees for spending by credit card in a special store.
(11) if you are urged by the collection unit for not paying, you have the responsibility to pay off the arrears immediately, and in serious cases, you will bear legal responsibility. I have two credit cards of China Construction Bank, and the credit limit is * * *. Should I return either one or both?
is it the relationship between the primary and secondary cards, or are both primary cards? If both of them are master cards, then both of them need to be repaid according to their respective consumption bills; If it's a primary card and a secondary card, it's ok just to repay the loan from the primary card.
if you don't know exactly how to repay the two cards, it's recommended to call the customer service telephone of CCB Credit Card directly, subject to the bank's reply. I have two credit cards of China Construction Bank, both of which have a limit of 5,. Then how much do I have in total?
5. The credit card limits of several banks are all enjoyed by * * *. Credit card limit * * * means that the credit card of the same bank held by the same cardholder uses the same limit, so it is not necessary to apply for the credit card of the same bank, but applying for the credit card of different banks can not only increase the total amount, but also enjoy the preferential activities brought by different banks.
Credit card of China Construction Bank:
The credit lines of all credit cards (including supplementary cards) under the same name are used by * * *, and the sum of the overdraft limits of all cards cannot exceed the limit of the card with the highest credit limit.
note: if you hold a dual-currency card, the limit of RMB and foreign currency is also used.
I have a Zhang Jianshe bank, and the credit card limit is 13,. How can I get a car with a loan?
CCB has a special car installment business. You can call customer service for consultation. If the application is successful, you will be allocated another car purchase quota, and then I have two CCB credit cards, one of which has been reported lost. Can I return the money to the other card on the repayment date?
CCB credit cards need to be returned separately by card number
If the landlord reported the loss of a credit card and the new card hasn't arrived yet, it is suggested that I can bring my ID card to CCB outlets to check the old card number and return it directly through the card number.
If the landlord has other questions, you can ask them. I have two credit cards of China Construction Bank. What do you mean, the credit limits of the two cards are common? Why can't they be used separately?
credit cards in banks are all like this. The limit of the same bank is universal. Just don't be a bank credit card. I have three Zhang Jianshe bank credit cards with a limit of 3, yuan. These three cards cost 3, yuan?
yes, all credit cards in the same bank are entitled to * * *, and one card is enough. I suggest you cancel two of them! There are three credit cards of China Construction Bank, and two cards have been approved. Are there any quotas?
Credit cards should all have quotas after approval, but if you handle multiple cards, the quotas of these cards will be enjoyed. For example, if you have two cards with a quota of 1,, it means that two cards will enjoy a quota of 1,. If one card runs out of 1,, the other card will have no available quota. When will the credit card line of China Construction Bank be restored after repayment
The corresponding line will be restored immediately after the credit card repayment arrives.
the order of credit card repayment is as follows:
1. bills of the same period: the repayment order is annual fee, interest, handling fee (installment or cash withdrawal), cash withdrawal principal and credit card consumption principal. That is to say, if the cardholder both swipes the card and withdraws cash in the same billing cycle, then the repayment amount will give priority to repaying the interest, handling fee and cash withdrawal principal, and the remaining amount will be repaid by swiping the card.
second, different billing cycles: if the cash withdrawal date falls within the next billing cycle, you need to repay the credit card consumption amount of the previous period first, and then repay the cash withdrawal interest, handling fee, cash withdrawal principal and current consumption amount.