The sixth period is 1.27%, the third period is 0.51%, the 12th period is 3%, and the 36th period is 9.97%. According to the official website of Hankou Bank, the basic fee rates for each installment are as follows: the handling fee for the sixth installment is 1.27% of the installment amount, the handling fee for the third installment is 0.51% of the installment amount, and the handling fee for the 12th installment is 0.51% of the installment amount. The rate is 3% of the installment amount. The standard handling fee rate for thirty-six installments is 9.97% of the installment amount. The rate is the total rate. The handling fee is equal to the application installment principal multiplied by the rate.