It depends on the situation. The withdrawal time of each bank card is different, usually about 5-15 days.

The overdraft cash withdrawal limit is set according to the cardholder's card usage, and the maximum limit shall not exceed 50% of the cardholder's credit limit. The daily limit for ATM cash withdrawal per person and card is 2,000. In addition to the cash withdrawal fees for credit card withdrawals, interest must be paid for overdraft withdrawals at home and abroad. Some banks can enjoy interest-free treatment.

According to the regulations of different types of credit cards of different banks, the cash withdrawal fees are different. If the cash withdrawal is from a local bank, it ranges from free to 3% of the transaction amount. If it is a cross-bank or remote location Withdrawals and fees will be different.

If it is a domestic overdraft withdrawal, the handling fee is 2.5% of the overdraft withdrawal principal, with a minimum handling fee of 10 yuan per transaction. If it is an overseas withdrawal, the handling fee is 3% of the withdrawal principal, and a minimum handling fee of 15 yuan is charged for each transaction. In addition to the handling fee, you also need to pay interest, which is charged at 50,000 per day.

Extended information:

Credit card cash withdrawals mainly include overdraft cash withdrawals and overdraft cash withdrawals. Overdraft cash withdrawals are small cash loans provided by banks to cardholders. Help cardholders flexibly allocate funds when they are in urgent need. Interest is required for overdraft withdrawals, and interest begins to be calculated on the day the cash is withdrawn.

There is no need to pay interest when withdrawing excess payment, and you only need to pay part of the handling fee. A certain amount of handling fee is required to withdraw the overpayment. This amount can increase the available limit of the cardholder's credit card or be used directly for consumption repayment. If there is an overpayment on the credit card, the overpayment will be deducted first and then the credit limit. If the overpayment is greater than the consumption amount, there will be no overdraft.

Baidu Encyclopedia - Credit card cash withdrawal